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Product details
File Size: 669 KB
Print Length: 18 pages
Simultaneous Device Usage: Unlimited
Publisher: Shepal Publishing (March 1, 2016)
Publication Date: March 1, 2016
Sold by: Amazon Digital Services LLC
Language: English
ASIN: B01CFDKUC2
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Amazon Best Sellers Rank:
#392,732 Paid in Kindle Store (See Top 100 Paid in Kindle Store)
I did the CFP and financial planner gig for a while. Insurance is their go-to product for sales (followed closely by full-load mutual funds, usually bundled in a very expensive, impossible to understand, and economically disastrous annuity). The industry works very, very hard at keeping people ignorant about insurance products, risk management, and especially how to get the benefits out of the products that you actually already paid for (here's a fun one, ask your agent what is and isn't covered for temporary replacement car if your car is damaged in an accident). This book partially addresses some of that. I wouldn't expect there to be many clear books on the subject, but it's at least a start.Here's an interesting item - the Life Insurance industry is the only insurance product area not regulated at the state level. It is directly regulated by Congress (and not by ANY Federal agency), to whom it makes lots of campaign contributions. Congress has largely exempted the industry from the anti-trust laws. Start there, dig downward, and you start to grasp the insurance industry.Hot tip: Check out Personal Umbrella Policies (PUP). For around $100 you can knit your Home/Renters and your Auto liability coverage's together into an overall 'Umbrella' resulting in around $1M in liability coverage. In addition to everything you normally had covered, it's good for everything from slander suits by your former boss for your online comments, to Fido munching the neighbor's chihuahua. And best, when an insurer is on the hook for a potential $1M, they will be very motivated to defend your interest (at their expense).
Making the best resolution about insurance is impossible without a guide that can help you. Me and my husband got this book because we wanted to learn more about risk management and chose the best option for us. I am very glad that we got this book because without it we would never made a decision. Everything is well explained in this book and the only thing you need to do is follow the advises. We definitely recommend it!
A great Guide that everyone looking for . There are many different ways that you can lose something valuable to you . and the thought of this loss can leave you distressed ,frustrated and confusing . To help provide some assurance and Security ,insurance is an ideal solution . Insurance allows individual , Families and organizations to get protected from financial loss that is caused by unexpected or accidental occurrences .But people have no idea how to choose the right insurance scheme . This is the situation where we need a book like this one .It shall clarify how insurance can provide you protection from various risks , and explain how you and your properties can be covered from adverse situations .Take the opportunity to learn why insurance is a basic economical necessity , and how it can provide you with immeasurable peace of mind ...etc .A great guide .Informative one .
I bought this book because after graduating college I finally had to purchase my own health insurance and I was at a complete loss! What kind of plan do I need? What should it cover? What should I pay? SOOOOO many questions, but this book helped covered most of them. It was very straightforward and easy to read. It covered quite a bit about different types of insurance and was helpful.
Its a great book that details the key concepts and coverage of Insurance sectors. If you are looking for a book that provides an overview then this is very good.A simple easy to follow that allows the user of this publication to understand how the Insurance industry operates.This is a good book for beginners wanting an overview of insurance concepts.
This insurance book of James Stevens is definitely a very useful one. It goes from the basics of what insurance is all the way up to how to use them to your advantage. So we will be always ready if something bad happen. Many brilliant ideas you will learn from this book, very informative. I'm absolutely recommending this book to all.
It is true that insurance nowadays is really in need by all. Most especially on hospitalization. This book is a best guide and I love and going to share this to my father-in-law who is really against it. Hope this can open his mind.
This is a stellar introductory guide to insurance and why you need it. Topics covered are everything form risk management and joint ventures to property insurance, life and health insurance. Good read.
This is the type of reading material one might find in the waiting room of their doctor's office. Very short read.
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